Make Your Retirement Income Last Longer – And Keep More Of It After Taxes

Essential Steps To Help Protect Your Hard Earned Money For Your Golden Years

Prepare for the future with confidence by mastering the essentials of retirement income planning. This focused seminar explores strategies designed to help retirees and pre-retirees create more tax-efficient income, maximize Social Security benefits, and reduce unnecessary retirement tax burdens.

What can you expect to learn from this class?

How retirement income is taxed differently depending on the source

Strategies to help reduce taxes on Social Security benefits

Why the order your withdraw from retirement accounts matters

Common mistakes retirees make with IRA withdrawals and RMDs

How Roth conversions may improve long-term retirement outcomes

Ways to create more tax-efficient retirement income

Confidently Navigate The Complexities Of Retirement Income, Social Security, And Tax-Efficient Planning

This informative seminar is designed to help equip you with strategies that may improve retirement income efficiency and help you better understand how taxes can impact your financial future. You’ll learn how different retirement income sources are taxed, how Social Security timing decisions may affect long-term income, and how thoughtful withdrawal strategies may help preserve more of your retirement savings.

Retirement planning isn’t just about how much you’ve saved — it’s also about how you use those assets throughout retirement. The order in which you withdraw from IRAs, brokerage accounts, and Roth accounts can significantly impact taxes, Medicare premiums, portfolio longevity, and the income available to support your lifestyle. Understanding these moving parts may help reduce unnecessary taxes and create greater confidence in your retirement strategy.

Throughout the seminar, we’ll explore real-world retirement income case studies, Roth conversion concepts, Social Security claiming strategies, and tax-efficient distribution planning techniques designed to help retirees and pre-retirees make more informed decisions.

By taking the time to better understand your options now, you can position yourself to make smarter retirement income decisions and build a strategy aligned with your goals and priorities. Whether you are preparing for retirement or already retired, this seminar will provide valuable insights into creating a more efficient and sustainable retirement income plan.

Register to join us at Athens Pizza for this informative retirement income planning seminar on June 4th at 6:30 PM.

Space is limited. Sign up today!

THURSDAY

June

4

6:30 PM

This informative seminar provides timely guidance on creating more tax-efficient retirement income strategies and understanding how Social Security, IRA withdrawals, Roth conversions, capital gains, and Required Minimum Distributions can impact your long-term financial security. You’ll learn how thoughtful income planning may help reduce unnecessary taxes, improve portfolio longevity, manage Medicare premium exposure, and create more reliable retirement income through changing market and economic conditions. By the end of the session, you’ll have a clearer understanding of how different retirement income decisions work together and how proactive planning may help you keep more of what you’ve earned throughout retirement.

Frequently Asked Questions

Who is this seminar for?

This seminar is ideal for individuals and couples who:

• Are nearing retirement

• Have saved in 401(k)s or IRAs

• Want to reduce retirement taxes

• Are considering when to claim Social Security

• Want to create more reliable retirement income

• Are interested in Roth conversion strategies

• Want greater confidence in their retirement plan

What's the purpose of this class?

This class is designed to be entirely educational, providing attendees with valuable insights into key aspects of retirement income planning.

Topics covered include:
• Social Security Claiming Strategies – Learn how timing decisions can impact lifetime retirement income and survivor benefits

• Tax-Efficient Retirement Income – Discover how different income sources are taxed, and why withdrawal sequencing matters

• Roth Conversion Opportunities – Understand when Roth conversions may make sense and how they may help reduce future tax exposure

• Retirement "Stress Testing" – See how retirement strategies may perform during inflation, market downturns, healthcare events, and longevity scenarios

• And much more...

While presenters may offer business cards or brochures for informational purposes, there is no obligation to interact with them during or after the class.

Who is the speaker/presenter?

Ruth D Goldstein, CFP® Professional, ChFEBC℠, Chartered Federal Employee Benefits Consultant, Employees Benefits Specialist and Insurance Specialist.

Disclaimer: Investment and Financial Planning Services provided through Mainstreet Financial Group LLC a Registered Investment Advisor providing Investment advisory and financial planning services.